Family life insurance
Flexible plans designed for busy lives. Protect your family's financial future with affordable term coverage that fits your budget and your years of responsibility.
Get a Free QuoteAffordable, hassle-free coverage from licensed Canadian providers. Compare options, see your rate in under 60 seconds, and protect the people you love.
Get started — do you reside in Canada?
No medical exam for most plans · No obligation · Free quote
We make finding life insurance in Canada straightforward and hassle-free. Our quick online quote tool helps you compare options with a Canadian-licensed provider that fits — no endless paperwork, no pushy phone calls.
Whether you're a young family building your financial future, or you're looking for coverage to ease your mind in retirement, our providers can help you find the right protection for your stage of life. With no medical exam needed for most plans, getting started has never been easier.
Get a Free QuoteWe make it easy to find the right life insurance coverage from some of the leading providers in Canada.
Our team of trusted Canadian advisors can answer any questions you have, so you can make a decision you're confident in.
We'll help you get the right coverage with minimal stress. With no medical exam or blood tests required for most plans, you can be protected faster.
Our providers make it simple to apply, with a clean online process that delivers your free quote in a matter of minutes.
Flexible plans designed for busy lives. Protect your family's financial future with affordable term coverage that fits your budget and your years of responsibility.
Get a Free Quote
Straightforward, simple coverage to make sure your loved ones don't have to worry. With no medical exam or blood tests needed for most plans, getting protected is easy.
Get a Free QuoteA contract with an insurance company: you pay regular premiums, and if you pass while the policy is in force, the insurer pays a tax-free lump sum to your chosen beneficiaries. They can use it for anything — mortgage, debts, day-to-day expenses, funeral costs, or income replacement.
Life insurance protects the people who depend on you. If you have a mortgage, dependent kids, or a spouse who couldn't sustain the household alone, life insurance replaces your income for the years they'd need support. It's also a tax-efficient way to leave a legacy.
You pay a fixed monthly premium for a defined period (term life) or for life (whole life). Your beneficiaries receive a tax-free lump sum when you pass. Term policies are cheaper and cover a fixed number of years; whole life is permanent and builds cash value over time.
It depends on your stage of life. Parents with young children typically need large term policies sized to replace income for 20+ years. Adults over 50 often shift toward smaller permanent policies focused on final expenses and legacy. Our advisors can walk you through what fits your situation.
Not for most plans. Simplified-issue policies require only a short health questionnaire, and guaranteed acceptance policies require no medical questions at all. Fully-underwritten term policies do include a paramedical exam but offer the lowest rates.
Helpful guides for Canadian seniors exploring their coverage options.
Realistic pricing and what drives your premium.
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The plain-English difference and when each is right.
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Simplified-issue and guaranteed acceptance options.
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Matching the right type of coverage to your life stage.
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Small permanent policies designed for end-of-life costs.
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What you can qualify for and what it costs.
Read more →We're here to help you make the right choice for your family. Begin by getting your free quote and get covered for life.
Promises For Life is an independent insurance comparison service. We are not a life insurance company and do not issue life insurance policies. Our role is to connect Canadian residents with licensed providers who deliver your free quote. Life insurance products offered through our partner network — including the Seniors Choice and Cover Direct plans — are underwritten by Canadian Premier Life Insurance Company, operating as Securian Canada. Canadian Premier Life Insurance Company is authorized and regulated by the Office of the Superintendent of Financial Institutions and Canada's provincial insurance regulators, with permission to effect and carry out contracts of life insurance in Canada. Its registered head office is at 25 Sheppard Avenue West, Suite 1400, Toronto, Ontario, M2N 6S6.